Category Archives: Home Buying

Budget Basics Worksheet The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below. … Continue reading →

I love lists. I am a list maker. Love to check off as I accomplish a task. Here’s a list to get you started: 1. Develop a household budget. Instead of creating a budget of what you’d like to spend, … Continue reading →

Lender Checklist: What You Need for a Mortgage W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan. Copies of at least one pay stub … Continue reading →

Buying a home should be fun and just a little bit stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible. 1. Find a real estate agent who you … Continue reading →

Homeownership is not for everyone. But for those who would like to consider it, the following are several benefits that you may enjoy. Then if the prospect looks attractive to you, I would love to hear for you. 1. Tax … Continue reading →

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop your home wish list. Then, prioritize the features on your list. During the Home … Continue reading →